No credit card transaction fees or charges

Accept credit cards on your website

THAWTE Inc. Case Study on e-PathIntroducing a new generation low cost method to safely and easily accept online credit card payments from your website or shopping cart and even via your email invoicing system without any on-going payment gateway transaction fees or charges.

The e-Path secure communications channel credit card payment gateway delivers a new and exciting system engineered from the ground up to help end, once and for all, many of the risks and high costs associated with accepting credit cards online.

With e-Path there are...

NO monthly fees
NO fixed or % cost per transaction
NO maintenance or reporting fees
NO payment gateway transaction fees or charges
NO more transactions performed live online without your knowledge

NO highly sensitive credit card or identity data permanently stored by the gateway
NO complex programs to install on your server, website or shopping cart
Become instantly PCI compliant online
AND your merchant account is NOT sitting accessible to everyone on the open internet

A new and less costly way to accept online credit card payments

e-Path is a private and secure communications channel manual credit card payment gateway that provides the complete secure PCI compliant front-end environment (private and exclusive to each gateway client) that enables your customers to safely make a credit card payment charge authorisation directly to you from the internet. e-Path is the secure communications "gateway", in the true meaning of the word, between your customer and you.

Being a manual payment gateway means that when someone makes a payment, credit card details are entered by the business owner safely offline into their merchant account facility to process the charge on the card, just like you would need to do if someone handed you their credit card card in person, you received credit card payments from over the phone, by fax machine or via postal mail order.

Online business owners now have full control over what is accepted and charged into their own private merchant account facilities. No more risking things with blind transactions being performed straight away online without the business owners knowledge.

A new era in e-Commerce security .... finally!

Although our low fixed yearly price and the absence of all ongoing gateway fees and charges is powering our appeal, it is in fact in the area of security where you as the business owner will benefit the most.

e-Path removes much of the core vulnerability and risks that have plagued the online e-commerce industry and burdened online businesses with excessive costs ever since e-commerce began. This bold initiative to re-engineer the system from scratch has resulted in not only a less costly alternative method to accept credit card payments online but also one that delivers greatly improved levels of security, protection and control for all parties involved in the process.

In a nutshell, here is exactly what using e-Path and manual offline processing of credit card payments received online from the internet can mean for ...

The Business Owner The Cardholder Banks (merchant accts) Credit Card Vendors
This is the ideal service for any business owner who does not want the risks associated with all processes being performed on the open internet and does not want a system that will automatically and blindly attempt to charge credit card payments 'live' on the open internet - said to be the method used to perpetrate almost all online credit card fraud in the world today!

With e-Path the online business owner finally is in control over what orders are accepted and what credit cards are charged into their own private merchant account.

A much less costly system.
Easy to connect to. No special programs or server side configurations needed.
No PCI compliance certification needed for your website because your website doesn't touch credit card data. Your secure e-Path gateway is PCI compliant which means your system is handling credit card data online in accordance with PCI requirements.
Your merchant account is completely removed from the vulnerability of sitting open to everyone on the open internet. Gone are the days when anyone anywhere can attempt to transact any credit card they like 'live' into your merchant account without you knowing then you have to wear the cost of the loss down the track. That unacceptable risk ends with e-Path.
If you have an existing EFTPOS terminal, virtual POS/Terminal or smartphone credit card charging app approved by your bank to allow card-not-present/non-face-to-face transactions to be charged through it (MOTO/MST approved), then you already have the means to safely charge credit cards, you will not need another merchant facility.
You will be able to ensure your customers credit card details don't exist anywhere, either electronically or otherwise, after the transaction is performed. No other payment gateway allows you to do this.

e-Path delivers a new level of security and control for those businesses wanting to take control over what orders and credit card payments are accepted online.

Use your Smartphone, iPad, tablet PC, laptop or humble desktop computer!

What was always the exclusive domain of costly third party 'middles-man' payment processors is no longer. Banks in Australia and all over the world are now getting serious about providing highly secure credit card payment processing solutions directly to merchants via Smartphone apps and online virtual terminal sites for tablet PC's, iPads, laptops and the humble desktop computer systems.

These solutions enable the business owner to have control over what they charge in to their own merchant accounts. With such a service approved for MOTO (Mail Order Telephone Order)/MST (Merchant Submitted Transactions), you can enter the card details received via various card no present means.

Bank supplied virtual terminal/virtual POS/merchant apps payment processing services in some cases can be considerably cheaper than if you had an external third party payment processing 'middle-man' provider added to the equation.

To learn about these new merchant facilities : Virtual Terminal Merchant Facilities

Use your existing EFTPOS terminal

For those with an existing EFTPOS terminal then you will need to make sure your bank approves you to accept and process through it payments received via card-not-present or non-face-to-face methods. This is usually referred to as being a MOTO or MST approved merchant.

Utilising an existing EFTPOS terminal to charge received payments negates the need for another costly internet based merchant account facility altogether and you win back control over what you accept online and what credit cards are charged.

A new merchant account

For those businesses without a method to process a charge on a credit card you will need to obtain a credit card processing merchant facility service from a bank.

The newer breed of these facilities, usually referred to as 'Virtual Terminal' or 'Virtual POS' facilities, will give you a secure bank hosted page/service to go to on your Smartphone, iPad, Tablet PC, Notepad or desktop computer that enables you to process a charge on a credit card yourself, no costly middle-man!!

Newer technology is enabling banks to provide this type of functionality on Smartphones via bank created and approved Smatphone apps. This is new technology so please check with your bank about the availability of these types of apps for your Smartphone.

The tangible advantage of these types of merchant account facilities is they are relatively inexpensive and absolutely guarantee you remain totally in control of what credit cards are charged into your own merchant account facility. No more risking it with blind e-commerce transactions processed 'live' and instantly on the open internet by anonymous individuals and into your account without you knowing!

To learn more about merchant account requirements, see: Merchant Accounts Requirements

Ecommerce payment gateway
Supreme security for e-Commerce is here

Best priced internet payment gateway

CDU - The ultimate critical data protection

e-Path Delivered via Defence Signals Directorate Gateway Certified Telecommunications Carrier

Better protection for the online business owner

ecommerce shopping cart demos

Many popular shopping carts support e-Path

Finally - credit card details are NOT permanently stored online by the gateway any longer

2048bit cryptography - created unique for each payment gateway

The e-Path Credit Card Payment Gateway
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How e-Path Works
Merchant Requirements
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Site Content Disclaimer
Reduce your e-commerce costs with e-Path e-Path exclusively uses THAWTE SSL
This website makes no determination as to the suitability of the e-Path service for your particular personal or business needs.
e-Path is an Australian based global provider of the e-Path Internet Credit Card Payment Gateway Service.
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