e-Path Pty Ltd is an Australian and global provider of the its brand marked manual credit card payment gateway service. e-Path Pty Ltd is an Australian registered company and is 100% Australian owned and operated.
For the retail sector, e-Path directly provides the ability for online merchants to safely and securely accept internet based credit card payment charge authorisations from their customers via a PCI DSS compliant method.
e-Path also offers e-Partner solutions enabling leading edge in-the-business organisations, such as web development companies, to directly deliver credit card payment gateway service solutions to their respective clients and target markets. See 
e-Path e-Partner
In 2003 an undertaking was commenced to design a payment gateway system, from the ground up, that aimed to eliminate recognised main root causes of vulnerability and risk inherent within the current online credit card transaction systems.
It was clear that such a bold objective demanded a completely fresh and clean approach, without the restriction or impedance of being tied into current and well established systems and protocols, of which, by the nature of their very mechanics, are largely responsible for facilitating the majority of online credit card fraud in the world today.
Unknown to us at the time, forces from within Visa International, Master Card, JCB, American Express and Diners Club we also formulating a new approach to deal with these exact same vulnerabilities. Their initiative ultimately resulted in the formation of the Payment Card Industry Security Council, of which has since established and is enforcing new secure standards known as the Payment Card Industry Data Security Standards (PCI DSS).
See Payment Card Industry Data Security Standards (PCI DSS)
e-Path was launched in 2005, unfortunately, some years ahead of the latest version of the PCI DSS. Subsequently, merchant account facility providers (banks) were left scratching their heads in determining how best deal with a gateway system that did not communicate with their merchant account systems in the first place and that represented a dramatic change in the way credit card data is handled online.
Banks officially could not approve e-Path as a third party credit card processor because that's not what we are - e-Path does not process credit cards live online. Their criteria for measuring what is an approved third party gateway provider and what is not did not include the new generation of security e-Path, and later the new PCI DSS, brought to the industry.
Manual systems were nothing new but an online credit card payment gateway that used full strength asymmetric cryptography (2,048bit encryption) on an individual per merchant account basis, that did not require bank merchant accounts to be sitting open and vulnerable on the internet and that also did not permanently store any credit card or transaction data at all, was totally new. This mix of new generation security bundled in a single service had never been seen before.
Back in 2005 the overall concept that credit card charge authorisations could be taken securely and safely on the internet through a credit card payment gateway that did not actually transact "live" on the internet was unheard of.
However, in todays new highly secure e-commerce environment where most banks are now fully conversant with new official rules governing the way in which credit card data is captured, stored and processed, we are pleased to report we now enjoy a considerably higher level of support not only from the banking industry here in Australia but now also from overseas.
e-Path now provides online merchants all over Australia with a safe and secure PCI DSS compliant method to receive credit card payments from their websites and shopping carts for manual processing into their merchant account facilities.
e-Path also provides our payment gateway service to online merchants outside Australia that have merchant account facilities with banks in the United Kingdom, Europe, South Africa and the U.S.
Online merchants and their online credit card paying customers from all around the world are now benefiting from unique levels of protection and security via a new system that was proudly designed and developed right here in Australia.
Merchant Account RequirementsHow The Payment Gateway Workse-Path Credit Card Payment Gateway
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This website makes no determination as to the suitability of the e-Path service for your particular personal or business needs.
e-Path is an Australian based global provider of the e-Path Internet Credit Card Payment Gateway Service. All Rights Reserved - Copyright 2005, 2006, 2007, 2008 E-PATH PTY LTD ACN:124032917 | ABN:70124032917  |
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